Moravian College Medical Expense Reimbursement Plan

Eligible employees enrolled in the College sponsored PPO Health Plan may be eligible for an employer subsidy to reimburse qualified medical in-network deductible expenses. Eligibility and the amount of the subsidy will be calculated according base earnings. Employees who earn in excess of $50,000 are ineligible for the subsidy.

Eligible  expenses incurred through the end of the calendar must be submitted to the Office of Human Resources through March 31 of the next plan year. Include a copy of your Health Plan Explanation of Benefits (EBO) with your Application for Reimbursement to document the eligible deductible expense. Reimbursements are issued monthly, the first Thursday of the month. Checks are mailed to the employee at their home address.

• Plan Summary
• Application for Reimbursement

Employer Health Insurance Medical Deductible Subsidy Eligibility Criteria

The reimbursement will be stepped to provide more reimbursement to those lower income employees and less or none to those with higher incomes.

Details concerning the subsidy tiers are detailed below:

Deductible Subsidy Annual Max Funding
Funding based on Individual In-Network Deductible
	PPO1- Choice	PPO2 - Select
Salary Band	$250 Max Funding	$750 Max Funding
< = 30,000	$ 250	$ 750
between 30,001 - 40,000	$ 100	$ 500
between 40,001 - 50,000	none	$ 250

We believe the use of deductibles can help curb the effects of health care inflation and creates an environment where you as the consumer, make the best choices for you and your family.