SOAR
Pension Benefit
Moravian College Retirement Plan - Summary Plan Description (SPD)
formatted as PDF files and require Adobe Acrobat Reader to open/view document

Upon eligibility, the institution begins contributing to a tax-deferred annuity administered by Teacher's Insurance and Annuity Association (TIAA) and/or College Retirement Equity Fund (CREF). The institutional contribution is based upon the stated annual salary but is over-and-above this salary. Contributions continue throughout employment and earnings accumulate on a tax-deferred basis. No personal contribution is required.

Upon eligibility, employees will be automatically enrolled. A followup enrollment welcome packet will be sent from TIAA-CREF for the employee to complete investment allocations and beneficiary information. Manage and explore your retirement investment options through the Moravian College TIAA-CREF Employer Microsite.

Moravian ministers under call may be required to remit the institutional contribution to the designated provincial church pension plan.

Employee funded tax-deferred annuity plans (TDA)

Moravian College Tax-Sheltered Annuity Plan - Summary Plan Description (SPD)
formatted as PDF files and require Adobe Acrobat Reader to open/view document

The institution allows all employees the opportunity to supplement their retirement savings by deferring a portion of their gross salary to TIAA/CREF 403(b) retirement annuities. The amount that may be deferred is governed by IRS Code. Click on this LINK for a printable PDF file detailing the current IRS Plan Contribution and Benefit Limits.

The TIAA-CREF investment menu includes a diverse array of new investment options from leading mutual fun companies. These investment options let you tailor your retirement portfolio to your long-term savings goals.

Manage and explore your retirement investment options through the Moravian College TIAA-CREF Employer Microsite.

TIAA-CREF Publications.